What is typically assessed during an examination of a judgment debtor?

In the context of an examination of a judgment debtor, the primary focus is on understanding the debtor's financial situation, which includes assessing their income and assets. This examination serves to determine the debtor's ability to satisfy the judgment owed to the creditor. During this process, the creditor may inquire about the debtor's earnings, bank accounts, property ownership, investments, and any other financial resources available to ensure that the debtor can meet their obligations.

The examination aims to gather pertinent financial information that will assist in enforcing the judgment, whether through garnishment of wages, liens on property, or other collection methods. By focusing on income and assets, creditors can formulate effective strategies for recovering the debt.

The other options, while relevant in various legal contexts, do not align with the specific purpose of examining a judgment debtor. Legal liability pertains to the responsibility for a wrongful act, witness competence relates to the ability of a witness to give testimony in court, and contract validity concerns whether a contract is legally binding. None of these aspects directly address the financial evaluation of a debtor post-judgment.